Loan Factory (“we,” “us,” or “our”) is committed to safeguarding your privacy. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you use our website, products, and services.
By accessing or using our services, you consent to the practices described in this Privacy Policy.
We may collect the following types of information:
a. Personal Information: When you apply for a loan or use our services, we may collect personal information, including but not limited to your name, address, email address, phone number, social security number, date of birth, and financial information.
b. Usage Information: We may collect information about how you use our website, including your IP address, browser type, and pages you visit.
c. Cookies and Tracking Technologies: We use cookies and similar technologies to track your online activities and collect information about your preferences and browsing habits.
We may use the information we collect for the following purposes:
a. Process and Service Loans: To process your loan application, verify your identity, and provide the requested loan services.
b. Communication: To communicate with you regarding your loan application, account, or to provide updates about our services.
c. Analytics: To analyze and improve our services, including website functionality and user experience.
d. Marketing: To send you promotional materials and offers related to our services. You may opt-out of these communications at any time.
e. Compliance: To comply with legal obligations and protect against fraud, illegal activity, and unauthorized access.
We may share your information with third parties under the following circumstances:
a. Service Providers: We may share your information with third-party service providers who assist us in processing loans, marketing, and website management.
b. Legal Requirements: We may disclose your information to comply with legal obligations, respond to government requests, or protect our rights and the safety of others.
c. Business Transactions: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
You have the following choices regarding your information:
a. Access and Correction: You may request access to and correction of your personal information.
b. Opt-Out: You can opt-out of marketing communications by following the instructions in our communications or contacting us.
c. Deletion: You may request the deletion of your account and personal information, subject to legal restrictions.
We employ reasonable security measures to protect your information from unauthorized access and disclosure. However, no method of data transmission is entirely secure, so we cannot guarantee its absolute security.
We may update this Privacy Policy to reflect changes in our practices or for other operational, legal, or regulatory reasons. When we make changes, we will revise the “Last Updated” date at the top of this policy. We recommend reviewing this Privacy Policy periodically.
If you have any questions or concerns regarding this Privacy Policy or your personal information, please contact us at loans@loanfactory.com.
By using Loan Factory’s services, you agree to this Privacy Policy. Please read it carefully and ensure that you understand its terms and conditions.
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