Please read these Terms of Use (“Terms”) carefully before using the Loan Factory website (the “Service”) operated by Loan Factory (“us,” “we,” or “our”).
By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Service.
By accessing or using the Service, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, you are not authorized to use the Service.
We reserve the right to update or modify these Terms at any time without notice. Your continued use of the Service after any changes constitute your acceptance of the revised Terms.
(a) Eligibility: You must be at least 18 years old and capable of forming a legally binding contract to use our Service. By using the Service, you represent and warrant that you meet these eligibility requirements.
(b) Account Registration: To access certain features of the Service, you may need to create an account. You agree to provide accurate and complete information during the registration process and to update your information to keep it accurate. You are solely responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.
(c) Prohibited Activities: You agree not to use the Service for any unlawful or prohibited purposes, including but not limited to:
– Posting false or misleading information
– Violating any applicable laws or regulations
– Infringing upon the intellectual property rights of others
– Transmitting viruses or other malicious code
– Interfering with or disrupting the Service
– Collecting or tracking the personal information of others
(d) Termination: We may, at our discretion, terminate or suspend your account and access to the Service without prior notice if we believe you have violated these Terms or engaged in any unlawful activities.
Your use of the Service is also governed by our Privacy Policy, which can be found Privacy Policy. Please review the Privacy Policy to understand how we collect, use, and disclose your information.
(a) All content and materials on the Service, including text, graphics, logos, images, and software, are owned or licensed by Loan Factory and protected by intellectual property laws. You may not use, modify, reproduce, distribute, or create derivative works from any content on the Service without our prior written consent.
(b) You may submit content to the Service, including reviews, comments, and suggestions. By submitting content, you grant Loan Factory a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.
The Service may contain links to third-party websites that are not owned or controlled by Loan Factory. We are not responsible for the content or privacy practices of such websites and encourage you to read the terms and privacy policies of those websites.
(a) The Service is provided on an “as-is” and “as-available” basis. We make no warranties, whether expressed or implied, regarding the accuracy, reliability, or availability of the Service.
(b) Loan Factory is not a financial institution and does not provide financial advice or loans. The information provided on the Service is for informational purposes only and should not be considered as financial advice.
Loan Factory shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Service, whether based on contract, tort, negligence, strict liability, or any other theory, even if we have been advised of the possibility of such damages.
You agree to indemnify and hold Loan Factory, its officers, directors, employees, and affiliates, harmless from any claims, liabilities, costs, or expenses arising out of your use of the Service or violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of Telangana without regard to its conflict of law provisions.
If you have any questions or concerns about these Terms, please contact us at loans@loanfactory.com.
By using the Service, you acknowledge that you have read, understood, and agree to these Terms of Use.
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